Vijaya Bank Personal Loan 2024 – Friends, if you also want to take a personal loan, then today we will tell you about a bank that will give you a personal loan up to Rs 10 lakh. If you also want to take a personal loan from Vijaya Bank, then stay with us in this article till the end.
If you are also one of those people who are thinking about taking a personal loan to fulfill the needs of their family, then now Vijaya Bank is giving you a loan of up to Rs 10 lakh on very few documents for which you have to apply.
Friends, in this era of inflation, nowadays everyone needs money to fulfill their needs. In view of this, Vijaya Bank has come up with a personal loan in which you are being given a loan of up to Rs 10 lakh by Vijaya Bank.
If we talk about the interest rate of Vijaya Bank Personal Loan, then it is charging you a very low interest rate of 13.50 percent which is slightly lower than other banks. It also gives you up to 5 years to repay the loan.
Vijaya Bank Personal Loan 2024 Benefits and Features
- Vijaya Bank has been merged with the Bank of Baroda by the government in 2019.
- You do not need many documents to take a personal loan from Vijaya Bank.
- On taking a personal loan from Vijaya Bank, you will have to repay the loan at an interest rate of 13.50 percent.
Vijaya Bank Personal Loan 2024 Eligibility
- To take a loan from Vijaya Bank, the age of the applicant should be between 21 years to 65 years.
- The applicant must be an Indian citizen.
- The applicant must have his own business or any government or non-government job.
- Wherever the applicant is working, there should be a tenure of at least 2 years.
Documents required for Vijaya Bank Personal Loan 2024
- Aadhaar card
- Domicile certificate
- PAN card
- Income certificate
- Bank statement for the last 6 months
- Three passport-size photographs
- 3 years IT return
- Form 16
- Mobile number
- Email ID
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Vijaya Bank Personal Loan Registration
- To take a personal loan from Vijaya Bank, you have to go to your nearest bank branch.
- After going there, you have to tell the bank official why you want to take a personal loan.
- After this, the bank official will give you the application form for a personal loan.
- You have to fill in all your information in this application form correctly and carefully.
- After filling in all the information, you have to paste your passport-size photo on the application form and sign it.
- After this, whatever documents the officer has mentioned along with the application form, you have to go and submit them to the officer.
- After this, the bank official will check your application form and the documents attached.
If the information is found to be correct then the Vijaya Bank official will transfer a loan amount of up to Rs 10 lakh to your bank account.
FAQs -:
1. What is required to get a personal loan?
You can also apply for it by visiting the bank’s nearest branch. Submit your required documents to the bank. For this, you can apply for a loan by submitting only ID proof, address proof, and income proof (such as an income tax return, salary slip, or bank statement).
2. Can I get a personal loan of 20 000?
Yes. You must have your Aadhaar card, PAN card, and bank account statement for the last 6 months with a salary of ₹20000 for instant loan approval.
3. Can I get a personal loan of 5000?
Yes, if you do a job in which your salary is ₹15000 or more and you have a PAN and Aadhaar card, then you can get a loan from Zip.
4. Which bank gives instant loans?
When you apply for HDFC Bank Personal Loan, you can get the funds you need instantly. Not only this, HDFC Bank offers loans up to Rs 12 lakh with EMIs that suit your pocket starting from ₹ 2,162/- per lakh loan amount with a flexible repayment period of up to a maximum of 5 years.
5. Which is the loan without interest?
Prime Minister Narendra Modi launched this scheme in 2020. Under the Pradhan Mantri Swanidhi Yojana, the loan is provided without interest. Under this scheme, street vendors are given loans without any interest. There is a provision to give loans from Rs 10000 to Rs 50000 through this scheme.