Debit card loan yojana 2024: Friends, there is a lot of need for money in our day-to-day life, hence there is a need to take a loan in an emergency. If you also want to know how you can take a loan with the help of your debit card.
Ever since the phase of demonetization started in the country. Since then, there has been a lot of awareness among people about banking facilities, and taking advantage of this, banks have started providing many finance-related facilities to their customers.
Friends, if you also want to take a loan at the time of emergency then read this article. This may prove to be very important but with the help of this article, we are going to tell you how you can take a personal loan with the help of your debit card. If you want complete information about personal loans then read this article completely.
How to take a personal loan from a debit card?
To take a loan from a debit card, you must have a debit card and you can easily get the loan by going to your nearest ATM machine. But to take a loan, first of all, you will have to apply for the loan through a debit card, only then you will be able to get the loan.
Along with this Dein’s debit card, you can also get a loan at home with the help of different apps. First of all, you have to go to your bank and apply for a Pre Approved Loan, after that, you can get a personal loan. To take a personal loan loan, your credit score should be good, only then you will get the loan easily.
Eligibility to avail of personal loan through ATM or Debit Card
To take a loan from your debit card, you will have to fulfill certain qualifications, only then you will get the loan. The eligibility criteria for taking a personal loan are as follows:
- The person applying for a loan from a debit card must be a citizen of India.
- To take any type of loan, your CIBIL score should be good and this score should not be less than 750 then it will be very easy for you to take the loan.
- To take any type of loan, your age should be between 21 years to 55 years.
Benefits of taking a personal loan from an ATM
There are many benefits of taking a loan from an ATM or debit card, some of which are –
- To take a loan from ATM you have to use only a debit card.
- This loan is already yours pre-approved.
- You get the loan with minimum documents
- The loan you get from today’s ATM is a pre-approved loan.
- The loan received from the debit card is available in the least documents.
- The loan amount taken is transferred to your account within 24 hours.
- You can spend the loan amount taken for your personal purposes.
- You do not have to give any kind of security to take a personal loan.
How to take a loan from an ATM or Debit Card?
To take any type of loan, your credit score should be good, only then you can get the loan. If your credit score is good and you want to take a loan, then you can get a debit card with the help of the steps given by us.
- To take a loan, first of all, you have to use your debit card for an approved Loan.
- After this, we have to go to any nearby ATM and after that, we have to insert the debit card.
- After this, we will see all the options where we will get to see the Pre Approved Loan offer where we have to click.
- In the next step, you are immediately informed about the loan amount, interest rate, loan tenure, and monthly installment on the ATM screen itself the tenure of this type of loan is for 5 years but it depends mostly on your bank.
- You have to proceed by following all the rules and instructions and within this time the loan amount reaches your bank account.
- The remaining amount is credited to your account after deducting all processing fees, taxes, and other charges.
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FAQ
1. How to take a personal loan from a debit card?
To take a loan from a debit card, you must have a debit card and you can easily get the loan by going to your nearest ATM machine. But to take a loan, first of all, you will have to apply for the loan through a debit card, only then you will be able to get the loan.
2. What is the Eligibility to avail of a personal loan through an ATM or Debit Card?
The person applying for a loan from a debit card must be a citizen of India.
To take any type of loan, your CIBIL score should be good and this score should not be less than 750 then it will be very easy for you to take the loan.
3. How to take a loan from an ATM or Debit Card?
To take any type of loan, your credit score should be good, only then you can get the loan. If your credit score is good and you want to take a loan, then you can get a debit card with the help of the steps given by us in the above article.
